Asset Allocation Strategy

Asset Allocation Strategy information and resources presented by Gravity Investments

WhyHire A Realtor – Benefits of Hiring One

Are you still confuse if you are going to hire a Realtor or not? Not knowing the roles and responsibilities of a Realtor can be the main reason why you are still hesitant to hire one. Realtors are not at all concerned about how much they can get with every transaction they close. They have a lot of responsibilities that is not clear to most clients. In fact, they have more roles and duties than you think they have and while the contrary belief of some people remains true until these days, here are some of the most important things a Realtor can do for you and also to clear things up:

1. Realtors guide buyers in seeking the right financing for them.

2. Realtors can show and recommend which type of neighborhoods and homes can fit within the buyer’s price range and individual preferences as well as lifestyle needs.

3. Realtors direct and set appraisals and contingency dates for you as well as the inspection details.

4. Realtors promote your properties to other Realtors, real estate agents, potential buyers on the MLS, and the local and regional media.

5. Realtors will help you understand the different financing options and in identifying qualified lenders.

6. Realtors can help you in the property selection process.

7. Realtors know a lot of professionals working in the field of real estate that can assist you in your home search.

8. Realtors will guide you in determining your buying power.

9. Realtors know what is currently happening in the real estate market condition .

10. Realtors know when, where and how to market your property well.

11. Realtors will help you objectively negotiate and evaluate every buyer’s proposal without compromising your marketing position.

12. Realtors guide you through the closing process and make sure everything flows smoothly.

Think twice if you think you can save money by not hiring a Realtor. Doing it alone can be more costly than the commission a Realtor gets. A Realtor is intimately connected to real estate processes. Without one, knowing if homes for sale are right for you would be really difficult.

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How To Find Real Estate Software

Depending on your needs, finding a real estate software product that will suit you can be a large task. . Factors such as price, features, capability and general benefits play strongly into your purchase decision.

Buying software is simply a course of going through your due diligence and finding the device that will best suit your wishes. If you are now looking to purchase real estate investment software, or any analysis software for real estate, here are a only some points that you may want to keep in mind.

First and foremost, look at the brand. If you are shopping online, look to the website for pertinent information about the program. Does it have everything that you will need? Does the site itself present a professional image and even more essential, does the real estate software possess an adequate standing.

Beyond the website, look to the online comments concerning the software. If a real estate software program is well-liked, there are likely a number of positive and pessimistic reviews about the program to be found online. If the software is widely used, you should be able to find a few reviews online.

Outside of the website and online reputation, look to the actual factors served by the software program. Does it do what you need it to do? More significantly, once you become accustomed with the product, will it permit you to spread out your use with added features? Many programs have hundreds of bells and whistles that develop into nice to have after you have determined out how to perform the principal calculations.

To conclude, assess the program as a whole. Does the software present you the tools you will want to thrive in real estate investing? Does the software merchant offer support? What is the overall cost to you both for the acquisition of the program and support services? Finally what type of investment in time will be essential to master the real estate software that you pick? After answering all of these questions and finding the software program that will meet your specific needs, the purchase conclusion will be plain.

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Judicial Prejudice In Arizona

Two weeks ago, and unknown to the American Public, the 1st Amendment of the U.S. Constitution, (freedom of speech), along with other rights, were violated by Judge Karen Potts of Arizona, causing financial damage to homeowners throughout the US. A former supporter of Habitat for Humanity and other organizations for fair treatment of defendants, Potts operated outside her judicial authority by supporting mortgage fraud, and aided and abetted in grand theft of the American dream.

Everybody knows about the meltdown that’s happening in the mortgage system, first it was the recession caused by uninsured subprime mortgages and now due to mortgage fraud – foreclosures are being frozen by lenders – everyone knows this – except for Judge Potts. Here’s what happened:

On that fateful day, Potts threw the legal Mexican American immigrant family of Isai C. and Rosa M. Garcia and their children into the streets, despite a challenge to the Eviction and mortgage and foreclosure process filed in her own courthouse.

In this first Arizona Eviction jury trial, Judge Potts refused to allow a jury of peers. All Hispanic jury applicants were tossed out, a highly intelligent European immigrant who spoke four languages as well, eliminated. A jury of equals to her meant 1 white man and the rest were white women, no equals. One of the women had a relationship to an Eviction company. This was a jury of peers in her Judge Potts eyes. Yes, justice is blind.

Rumor has it that in pretrial, questions to be asked were discussed between Potts, the Plaintiff Attorney Hebert and Defense Attorney Loeb, but no defendant questions were permitted by Potts. Interestingly enough, in this case there was NO plaintiff to be questioned by defense council, none appeared in court – only plaintiff’s attorney (plaintiff was US government, Freddie Mac) and a process server. All 59 questions of defense attorney were all denied by Potts. Judge Potts limited questions and evidence, making it difficult for Attorney Loeb to present a case.

What wasn’t permitted in court was critical: In August 2005, there was an illegal trade of the family’s property through MERS to another investor, and a Servicer, no legal transfer of documents between banks and beneficiaries, no notifications. By using illegal notary transactions by secretaries of the Foreclosing Trustee, and others notarizing each other’s signature they created an illegal transfer. These illegal ‘Robo Signers’ are part of what was determined weeks ago to be illegal. Still Potts allowed forged documents, not even mailed by certified mail, to be used to foreclose. The Federal government has frowned on it – but Judge Potts, refused to support fairness and participated in the foreclosure fraud by not allowing it to be questioned in this case. This judge went beyond the law, and violated Uniform Commercial Code, and might lead to a destruction of capitalism in the US.

This Robo Signing, is absolute forgery, fraud were never brought up, the jury was not permitted to hear a single word about it. Potts protected the former administration’s home mortgage fraud and permitted no evidence on record for the defendant. Her constant threats of admonishment and possible jail time to the defendant’s attorney (for not laying down and playing dead) was more her style. Perhaps, justice needs to be mute. In Pott’s case it would serve justice.

The Jury was judicially swayed in favor of the Plaintiff by Potts’ direct instruction to them to find the Plaintiff was the legal owner of the property, even though it acquired Title illegally. This deserves removal from the bench. The court reporter laughed and giggled as the Judge yelled at the Defense Attorney.

The American Dream is collapsing due to the former administration and its non-regulatory stance on the housing and home mortgage industry. Over 100,000 mortgages are currently in review, and over 85 million more homes are at risk.

Judge Potts, herself, violated judicial code and didn’t allow a fair trial. She allowed abuse of judicial discretion and created a biased hearing prejudiced in favor of Freddie Mac. It appeared that she didn’t know how to run a jury trial. She constantly was jumping on and admonishing the defense attorney, not permitting questions or witnesses – she was stomping on the civil rights of the defendants and all U.S. citizens. She should be subjected to Judicial Review for not allowing evidence.

A review of the transcript will remove anyone’s doubts. And in the meantime, a family is set to be homeless at Judge Potts’ wrongful instructions to the jury. The 911 attack took away many civil rights of American Citizens. Judge Potts just took away the rest.

From notes taken from Case # CV2010-090145 (Maricopa County, Arizona) 10/14-15/2010 Reported by John W. of ChallengeYourLender.com a company who teaches homeowners their rights and how to challenge mortgage fraud.

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Using Time Management Tools For Real Estate Agents

For agents and brokers, much of their time is spent trying to find new clients. In fact, for most REALTORS, getting new leads takes up most of their time and money. However, if you compare the top producer real estate agents against the competition, it quickly becomes clear that their major time investment is actually devoted to selling property. So what are these top few agents doing differently?

If you look at these leading sales agents and contrast their style to real estate with their struggling competition, you find that the real estate agents that make the most money rely on technology, systems and a support team to do the heavy prospecting and lead generation. This allows the REALTOR more time to focus on selling, closing listing presentations and growing sales.

By contrast, the majority of REALTORS are solitary entity offices. Even when working with a broker, these agents are regularly left to their own devices to attract new clients, promote their services and finally close sales. Sadly, this lack of resources repeatedly manifests itself in a real estate agent whose income is barely above the poverty line.

Fortunately, many of the means that top producer real estate agents rely upon are offered to all agents. Tools such as the Redex real estate listing and fsbo lead system provide agents with a daily list of new prospective customers. Additional tools such as mobile applications and even social media websites like Facebook and Twitter can provide a continual stream of new clients. For most agents, even basic web tools like the Redex Agent Sites can help drive leads and speed the sales cycle. By relying on systems and technology, REALTORS can really boost their sales.

With few exceptions, all of these tools are available to all real estate agents, and when comparing the monthly fees to the potential profit, the justification for the investment in real estate marketing becomes clear. The Redex and LandVoice services are inexpensive and provide a continual and unique source of company. In point of fact, services like Twitter and Facebook which can be great resources for leads are free.

The point is simply that as a Agents and brokers, a little investment in advertising technology and tools that automate and organize lead acquisition can make the eventual difference in the level of success for the real estate agent.

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